Health Care Law and You

The value of health insurance is so important that our lawmakers wanted to make sure every American could get it, affordably and without a lot of fine print exceptions. Insurers now can't refuse to cover you or charge you morejust because you have a chronic or pre-existing condition.They can't charge women more than men. There are many other important aspects of the Affordable Care Act law. Learn more about what all this means to you with the resources below, put together in one convenient place to help you stay informed.

Open enrollment - November 15, 2014, to February 15, 2015
Enroll in a health plan.

You can view plan and pricing information, apply online and get answers to your questions. Or call 1-800-318-2596 for help 24 hours a day, seven days a week.
Members offederally recognized tribes and Alaska Native shareholderscan enroll in Marketplace coverage any time of year. There is no limited enrollment period for these groups, and they can change plans as often as once a month.

Keep or change your current plan.

If you bought a health insurance plan through the Marketplace in 2014, you can renew your current plan or enroll in a different plan for 2015. See2015 Marketplace enrollment choices on the website
Visithealthcare.govor call 1-800-318-2596 to learn more about your options.

What the health care law means for you

Preventative Services Covered at No Cost:Help avoid illness and improve your overall well-being by getting regular health check-ups and annual screenings for potential medical problems. Under the health care law, you and other insured family members can get important medical tests and screenings without having to pay a co-payment or co-insurance or meet your deductible. Find out what is now available to you under the Affordable Care Act including:

Buy Insurance on the Health Insurance Marketplaces:Buy health insurance in a new and more cost-effective way through the Health Insurance Marketplace. This marketplace offers you a new way of shopping. Compare all insurance options, prices and benefits in plain language and with less hassle. Many people will be able toqualify for free or low-cost health insurance programs through the Marketplace

Investment in Community Health Centers: The law will expand investment in community health centers, making primary care services available to nearly twice as many people. These centers deliver preventative and primary care services regardless of your health status or income.

More information:

Learn the basics
What's the Health Insurance Marketplace?
How can I lower the costs?
What are my rights under the law?
What if I already have insurance?
Where do I sign up?